PhonePe, one of India’s leading mobile payment platforms, has earned its popularity by offering not just seamless payments but also exciting cashback offers for its users. Whether you’re making bill payments, recharges, or shopping online, PhonePe ensures that you get the best out of every transaction with attractive cashback deals.
In this blog, we’ll guide you through some of the top PhonePe cashback offers available and show you how to claim them.
1. PhonePe Bill Payments Cashback Offers
One of the most consistent ways to earn cashback on PhonePe is through bill payments. Whether it’s electricity, water, broadband, DTH, or gas bills, PhonePe offers a range of cashback offers for users who pay their bills via the app.
How to Claim:
- Open the PhonePe app.
- Tap on ‘Recharge & Pay Bills’.
- Select the type of bill you want to pay (e.g., Electricity, Water, DTH, etc.).
- Choose the service provider and enter your account or customer number to fetch your bill.
- After reviewing the bill amount, look for any available cashback offers.
- Make the payment using your linked bank account or wallet.
- Cashback will be credited to your PhonePe wallet or bank account.
Tips:
- Keep an eye on special cashback promotions that PhonePe offers during festivals or special occasions like New Year, Diwali, or Independence Day.
2. PhonePe Recharge Cashback Offers
PhonePe provides lucrative cashback offers for both mobile recharges and DTH recharges. You can earn cashback every time you top up your prepaid number or renew your DTH subscription.
How to Claim:
- Open the PhonePe app.
- Tap on ‘Recharge & Pay Bills’.
- Select ‘Mobile Recharge’ or ‘DTH Recharge’.
- Enter your mobile number or DTH customer ID.
- Choose the recharge plan and check for any cashback offers.
- Complete the payment using your preferred payment method.
- Cashback will be credited after the payment is processed.
Tip:
- Check for exclusive offers for specific mobile operators like Airtel, Jio, or Vodafone Idea, which are often included as part of special campaigns.
3. PhonePe Partnered Merchants Cashback Offers
PhonePe often partners with leading merchants and retailers to offer cashback on purchases made through the app. These can range from online shopping to offline store purchases.
How to Claim:
- Open the PhonePe app.
- Go to the ‘Explore’ section.
- Browse through merchant offers or search for the store/brand where you want to shop.
- If you’re shopping online, proceed to make a purchase using the PhonePe payment option at checkout.
- If you’re paying offline, you can scan the PhonePe QR code at the store and make the payment.
- Cashback will be credited to your PhonePe wallet after the transaction is completed.
Tip:
- Look for special seasonal sales or festive offers, where cashback and discounts are higher.
4. PhonePe Referral Program Cashback
PhonePe’s referral program allows users to earn cashback by referring new users to the app. When your friend or family member completes their first transaction on PhonePe, you both can receive a referral bonus.
How to Claim:
- Open the PhonePe app and go to the ‘Profile’ section.
- Tap on the ‘Invite & Earn’ option.
- Share your referral code or link with friends and family.
- When they download the app and complete their first payment, both you and your referee will get cashback credited to your PhonePe wallet.
Tip:
- Refer to as many people as possible to maximize your cashback earnings. You can refer them via WhatsApp, SMS, or email.
5. PhonePe Wallet Top-up Cashback
If you top up your PhonePe wallet with a certain amount, you can sometimes earn cashback as part of limited-time promotions. These offers are usually tied to specific wallet top-up amounts.
How to Claim:
- Open the PhonePe app and tap on the ‘My Wallet’ option.
- Select ‘Add Money’ to top up your PhonePe wallet.
- Choose the top-up amount and ensure that there’s an ongoing wallet cashback offer.
- Complete the payment and receive cashback directly in your wallet.
Tip:
- Check for wallet top-up offers during major shopping events or festive periods, where cashback can go up to ₹100 or more.
6. PhonePe Gold Investment Cashback
If you’re looking to invest in digital gold, PhonePe offers attractive cashback offers for users who buy gold through the app.
How to Claim:
- Open the PhonePe app and go to the ‘Gold’ section.
- Tap on ‘Buy Gold’.
- Choose the amount of gold you wish to buy.
- If a cashback offer is available, you’ll see the discount mentioned on the page.
- Complete the purchase using your preferred payment method.
- Cashback will be credited to your PhonePe wallet after the transaction.
Tip:
- Keep an eye on festive gold offers or special days like Akshaya Tritiya or Diwali, when cashback on gold purchases is often the highest.
7. PhonePe EMI Cashback Offers
For higher-value transactions, PhonePe offers EMI (Equated Monthly Installment) options. On certain purchases, you may be eligible for EMI cashback offers.
How to Claim:
- Open the PhonePe app and go to the ‘EMI’ section.
- Choose the merchant or product you wish to buy using the EMI option.
- Select your desired EMI tenure and complete the payment.
- If available, you will receive cashback for the EMI transaction.
Tip:
- Check the terms of EMI cashback, as the offers might be available for specific merchants or categories of purchases (such as electronics or appliances).
8. PhonePe Festival & Special Event Cashback
During festivals like Diwali, Holi, New Year, or Independence Day, PhonePe rolls out special cashback offers to encourage spending. These offers typically apply to bill payments, recharges, and shopping.
How to Claim:
- Watch out for festival banners or special event offers in the PhonePe app.
- Follow the instructions on the app to participate in the offer.
- Complete your transactions during the festival period.
- Cashback will be credited to your wallet.
Tip:
- Keep an eye on PhonePe’s social media handles or app notifications for the latest festival offers and cashback opportunities.
Final Thoughts
PhonePe offers a wide range of cashback deals and rewards that can make your everyday transactions even more rewarding. From bill payments and recharges to online shopping and gold investments, PhonePe ensures you get the most out of every payment. By taking advantage of the offers outlined above, you can save money while enjoying the convenience of digital payments.
So, next time you make a payment or recharge, make sure to check if there’s a PhonePe cashback offer waiting for you!