How to Transfer Money from MobiKwik to Google Pay or Paytm

In today’s fast-evolving digital payment ecosystem, the ability to transfer money between different payment platforms has become a valuable feature. Whether you’re moving funds from MobiKwik to Google Pay or Paytm, this guide will walk you through the simple process. By transferring money between digital wallets, you can take full advantage of the various features and services offered by each platform.

While MobiKwik, Google Pay, and Paytm are independent wallet systems, the process of transferring funds between them is possible through bank transfers or UPI (Unified Payments Interface). Since MobiKwik doesn’t allow direct transfers to Google Pay or Paytm, you can still easily move your funds by using your linked bank account or UPI ID.

Part 1: Transfer Money from MobiKwik to Google Pay or Paytm Using UPI

One of the easiest ways to transfer money from MobiKwik to Google Pay or Paytm is by using UPI (Unified Payments Interface). Here’s how to do it:

Step 1: Link Your UPI ID to MobiKwik

Before you can transfer money from MobiKwik to Google Pay or Paytm using UPI, ensure that you have linked your UPI ID to your MobiKwik account. If you haven’t done this yet, follow these steps:

1. Open MobiKwik on your mobile device.
2. Go to the Profile section by tapping on your profile icon in the top-left corner.
3. Navigate to Bank Accounts or UPI Settings.
4. Choose Add UPI ID and enter your UPI ID (e.g., your number@upi or custom ID).
5. Complete the verification process by following the prompts.
6. Your UPI ID is now linked with your MobiKwik account.

Step 2: Add Google Pay or Paytm UPI ID to Your UPI Contacts

In order to transfer money, you will need the UPI ID of your Google Pay or Paytm account. Here’s how to find it:

1. Google Pay:
   • Open the Google Pay app.
   • Go to your profile icon at the top-right corner and tap on it.
   • Your UPI ID will be listed under the Payment Methods section (e.g., yournumber@okhdfcbank).
2. Paytm:
   • Open the Paytm app.
   • Go to Profile or tap on your name.
   • Select Bank Accounts or Payment Methods to find your UPI ID (it will be something like yournumber@paytm).

Step 3: Initiate the Transfer from MobiKwik

1. Open MobiKwik and log into your account.
2. Go to the Send Money or Pay via UPI section.
3. Enter the UPI ID you received from your Google Pay or Paytm account.
4. Enter the amount you wish to send.
5. Select your payment method (wallet balance, linked bank account, etc.).
6. Authorize the payment by entering your MobiKwik PIN or confirming with your UPI PIN.
7. The money will be instantly transferred to your Google Pay or Paytm wallet.

Part 2: Transfer Money Using Bank Account

Another way to transfer money from MobiKwik to Google Pay or Paytm is by using a bank transfer. Both Google Pay and Paytm allow users to add money to their wallets via bank account transfers, so you can easily move funds from MobiKwik to your linked bank account and then to Google Pay or Paytm.

Step 1: Transfer Money from MobiKwik to Your Bank Account

1. Open MobiKwik on your device.
2. Go to the Withdraw section in the wallet.
3. Choose the option to transfer to your bank account.
4. Enter the amount you want to transfer and select your linked bank account.
5. Confirm the transfer by entering your MobiKwik PIN or OTP sent to your registered mobile number.
6. The funds will be transferred to your bank account within a few minutes or hours, depending on your bank.

Step 2: Add Money to Google Pay or Paytm from Your Bank Account

Once the money is in your bank account, you can add it to Google Pay or Paytm by following these steps:

1. Google Pay:
   • Open the Google Pay app.
   • Tap on Add Money.
   • Select Bank Account and choose the account where you transferred funds from MobiKwik.
   • Enter the amount you want to add and confirm the transaction.
2. Paytm:
   • Open the Paytm app.
   • Tap on Add Money.
   • Choose your bank account and enter the amount you wish to add.
   • Confirm the payment to load the funds into your Paytm wallet.

Part 3: Tips for Efficient Money Transfers Between MobiKwik, Google Pay, and Paytm

Transferring funds between different wallets might seem complex, but by using UPI or bank transfers, you can make the process seamless. Here are some tips to ensure smooth transfers:

1. Keep Your UPI IDs Ready

Having your UPI IDs handy for Google Pay or Paytm will save you time during the transfer process. Double-check that you’re entering the correct UPI ID to avoid errors.

2. Ensure Sufficient Balance

Before initiating a transfer from MobiKwik, check that you have enough balance in your MobiKwik wallet to complete the transaction. If your wallet is low, you may need to add money first.

3. Be Aware of Transaction Limits

Both MobiKwik and UPI systems have transaction limits. Ensure you’re aware of the limits on UPI transfers (typically ₹1 lakh per transaction) and MobiKwik transfers (which can vary depending on your KYC level).

4. Use Faster Payment Options

When transferring money between platforms, using UPI is the fastest and most efficient method. Bank transfers may take longer depending on your bank’s processing times.

5. Enable Two-Factor Authentication (2FA)

For added security, enable two-factor authentication (2FA) for your MobiKwik, Google Pay, and Paytm accounts. This ensures that your transactions are safe from unauthorized access.

Conclusion

Transferring money from MobiKwik to Google Pay or Paytm is a straightforward process, although it requires either a bank transfer or UPI ID for the transaction. With UPI, you can move funds instantly between platforms, making it one of the fastest methods. If you prefer using a bank account, the transfer may take a little longer, but it’s still a reliable option.

By following the steps outlined in this guide, you can easily and securely transfer money between MobiKwik, Google Pay, and Paytm, ensuring you can enjoy the benefits of all three wallets with minimal hassle. Whether you need to pay bills, buy products, or make person-to-person transfers, this guide will help you get the job done in no time.